Live Dealer Baccarat: Best Online Casinos Ranked

Best Online Casinos for Live Dealer Baccarat Games

Live casino games such as live dealer baccarat can be far more engaging than their traditional RNG counterparts. But that’s not the only benefit these games provide, as you’ll learn in this live dealer baccarat guide.

We’ll also reveal the best online live dealer casinos, comparing their bonuses, game variety, and other key features.

If you’re interested in our rankings for the best overall baccarat casinos, we have those available as well.

Why Live Dealer Online Baccarat Is So Much Fun

Live dealer casinos have elevated traditional favorites like baccarat to the next level.

Here are the key benefits of different live dealer games:

• Authenticity: The next best thing to replicating the atmosphere of a brick-and-mortar casino. Human dealers who are using real equipment. Hear that distinctive sound as the cards are revealed.
• Interaction: Chat with the dealer, who will be happy to help keep you entertained. Discuss hands with your fellow players, and celebrate successes with them.
• Convenience: No need to suit up and drive to the nearest casino. Open your phone, log in, and enjoy the glitz and glamor of the baccarat table immediately, even in your pajamas.
• Trust: Sometimes, a losing streak in an RNG game can be a truly lonely experience, and for many, it’s easy to distrust the software. (Reminder – you can trust the RNG technology at all the top online casino sites being regulated in the US.) With live dealer casino games, our distrust of software without a face is eliminated.

Can You Play Live Baccarat For Real Money Online

Yes, you can play live casino games online for real money and prizes, but there are some considerations.

Let’s start with the obvious. Online casinos must be legal in your state, and you must be of legal gambling age, which can vary by state and by operator.

Michigan, New Jersey, Pennsylvania, and West Virginia all permit real-money online casinos to operate. If you live in any of these states, here’s how to start playing live dealer baccarat.

Steps to Start Playing Live Dealer Baccarat Right Now

1. Choose a casino. Use our guide to help you find a legal and state-licensed site.
2. Open an account. You must verify your identity and location, so please have your ID ready.
3. Make a deposit. Open the cashier, choose a banking method, and fund your account.
4. Hit the tables. Head to the lobby, browse the selection of baccarat games, and have fun.

If you live outside of MI, NJ, PA, and WV? Don’t worry – we have your state covered with your best sweepstakes casino options, wherever you are in the country.

Comparing The 5 Best Live Dealer Baccarat Casinos

There are numerous high-quality real-money casino options available. Our goal is to make it easy for you to compare the top brands quickly and allow you to make informed decisions.

Casino	Live Baccarat Providers	Live Baccarat Variants	Welcome Bonus
PartyCasino	Evolution, Playtech, Pragmatic Play	14	200% up to $100
DraftKings	Evolution, Playtech	3	500 free spins + up to $1,000 24-Hour Lossback
Golden Nugget	Evolution	3	Deposit $5, get 350 free spins + 100% up to $1,000
BetMGM	Evolution	1	100% up to $1,000 + $25 free play bonus
PlayStar	Evolution	1	100% up to $500 + 500 free spins

These sites are ranked in order of our preference, but you’ll notice that all of them offer something for everyone.

Players who appreciate a wide range of game options will likely prefer the superior selection offered by PartyCasino.

However, bonus hunters will undoubtedly favor sites like BetMGM or Golden Nugget.

PartyCasino Live Dealer Baccarat

Most live dealer casinos in the US are limited to Evolution as their game provider. However, PartyCasino also offers games from Playtech and Pragmatic Play, providing players with a broader range of choices.

The same is true throughout the entire PartyCasino live dealer product range, with a fantastic selection of blackjack, roulette, poker tables, plus game shows.

PartyCasino
Live Dealer Baccarat	14
Total Live Dealer Games	90+
Mobile App	4.7 iOS4.3 Android
Customer Support Options	Help center, live chat, email

PartyCasino matches all of the USA’s most popular online casino brands in most areas. Its mobile app is excellent, and the game library is big.

DraftKings Live Dealer Baccarat

As you’d expect from one of the most reputable online gambling names in the US, DraftKings offers top-quality live dealer games. They’re supplied by Evolution and Playtech, two of the industry’s three biggest providers.

However, the variety isn’t nearly as great as you’ll see at PartyCasino – especially under the baccarat tab, which contains just three variants.

DraftKings Casino
DraftKings Overview	Welcome Bonus & Guide
Live Dealer Baccarat	3
Total Live Dealer Games	35+
Mobile App	4.6 iOS4.2 Android
Customer Support Options	Help center, live chat, email, phone

The DraftKings app is well-known for its user-friendly interface.

You can also receive telephone support if required, something that’s increasingly rare with online casinos.

Golden Nugget Live Dealer Baccarat

The choice of live dealer baccarat variants is limited compared to PartyCasino, but there is at least a high-stakes VIP option. As a DraftKings sister casino, you can also play in the DK-branded studio.

Take advantage of the generous $1,000 welcome bonus to sample each table and find the right game for you.

Golden Nugget Casino
Golden Nugget Overview	Welcome Bonus & Guide
Live Dealer Baccarat	3
Total Live Dealer Games	35+
Mobile App	4.6 iOS4.6 Android
Customer Support Options	Help center, live chat, email, phone

Perhaps the best feature of Golden Nugget is its excellent mobile app. It consistently receives rave reviews, both on Google Play and in the App Store.

A high-quality mobile experience is of great importance for many of us. Golden Nugget delivers that experience.

BetMGM Live Dealer Baccarat

Although BetMGM offers a lot of games, with plenty of live roulette and blackjack variants in particular, the baccarat options are limited.

However, this is offset by several features, most notably the substantial welcome bonus. New players are eligible for up to $ 1,000 in a deposit match and can also claim a free $25 bonus.

BetMGM Casino
BetMGM Overview	Welcome Bonus & Guide
Live Dealer Baccarat	1
Total Live Dealer Games	20+
Mobile App	4.7 iOS4.5 Android
Customer Support Options	Help center, live chat, email, phone

BetMGM offers what is arguably the best online casino app in the country. The iOS software is rated 4.7 in the App Store, and we’ve only ever seen Golden Nugget beat its 4.5 score on Google Play.

PlayStar Live Dealer Baccarat

The PlayStar live casino is packed with game shows and table games to suit all bankrolls. However, there’s currently only one baccarat option – Evolution’s Speed Baccarat.

Still, as live dealer baccarat tables go, this is up there with the best. Enjoy fast-paced action, charming dealers, and a stylish studio, with a new betting round every 27 seconds.

PlayStar Casino
PlayStar Overview	Welcome Bonus & Guide
Live Dealer Baccarat	1
Total Live Dealer Games	25+
Mobile App	4.3 iOS3.8 Android
Customer Support Options	FAQ, live chat, email, phone

PlayStar has a lot of potential, with a solid app, competitive welcome bonus, and excellent customer support.

Which Online Baccarat Casino Offers The Best Live Experience?

For me, PartyCasino is the undisputed champion when it comes to live dealer baccarat.

With so many different variations on the classic game, there’s no chance of things becoming stale. There’s also a wide variety of betting limits, so everyone is guaranteed a seat, regardless of stakes.

I also find the app easy to use, and can really see why it’s rated so highly.

I’m convinced the only reason more people don’t play here is marketing. It’s challenging to break the dominance of established casinos, but PartyCasino has developed a high-quality product.

Can I Play Live Baccarat On My Phone

If online casinos are legal in your state, and you’re old enough to gamble, you can play live dealer baccarat on your phone. You may also use a tablet, if you wish.

Most live baccarat casinos offer native mobile apps for iOS and Android devices for download. Here are some of the country’s top-rated live baccarat apps.

Casino	App	App Rating
PartyCasino	Yes	4.7 iOS 4.3 Android
DraftKings	Yes	4.6 iOS 4.2 Android
Golden Nugget	Yes	4.6 iOS 4.6 Android
BetMGM	Yes	4.7 iOS 4.5 Android
PlayStar	Yes	4.3 iOS 3.8 Android

Some casinos also let you play using your phone’s browser. Responsive websites automatically adjust to your mobile device for optimal display.

Log in with your usual credentials instead of downloading their app, and you’re good to go.

If you are also a fan of Mobile Roulette, we have our best mobile roulette rankings available for you as well.

How Does Live Dealer Baccarat Work?

We’ll get into the rules of baccarat further below. First, let’s take a look at how a live dealer baccarat table actually appears. There are two distinct phases of a baccarat hand, and your casino layout will change to reflect this.

Betting Phase

First, there’s a betting period, where your screen will look something like this:

Points to note:

• Action icons. Three buttons on the left are used for betting. Chips are placed in the boxes, or you can quickly undo or double the size of your bets.
• Last winners. After every round, the names of the winners are displayed in the top-left corner, along with their returns. Here, we see a single player winning $236.
• Betting boxes. The top half is dominated by the three betting boxes—place chips in the Player, Tie, or Banker segments. There are also side bets based on hands featuring a pair.
• Countdown clock. The number in the top-right corner indicates there are five seconds of betting time left before we see the result.
• Table stakes. The numbers in the bottom-right corner show the minimum and maximum bet amounts, as well as the game name. This is Lightning Baccarat, by Evolution.
• Big road. Past results, including streaks, are logged beneath the betting boxes. B, T, and P simply mean Player, Tie, and Banker. Small dots indicate winning side bets.

Results Phase

As soon as the betting period closes, the dealer distributes cards to each of the two hands, giving us a result.

Points to note:

• Final result. The blue banner stating “Player” declares the result.
• Playing cards. Digital versions of the cards appear on screen, verifying they were read correctly. The current score of each hand is shown directly above them.
• Lightning multipliers. Because this is Lightning Baccarat, specific cards are randomly chosen to receive multiplier boosts. Your payout increases if these cards appear.

Live Dealer vs Online (RNG) Baccarat

As fun as it is to play traditional online baccarat, live dealer games offer that little bit extra.

Above all else, it’s real. An actual person is distributing actual cards. You can hear the sounds, chat to the dealer, and interact with your tablemates, bragging about wins or bemoaning your luck. It’s just a more immersive all-around experience.

Some players prefer the faster pace of algorithm-based single-player games.

But the slower nature of live dealer tables only adds to the suspense and entertainment of the evening, especially with squeeze variants.

Innovation and Creativity

Finally, live casinos have driven significant innovation over the past decade.

Thanks to creative suppliers like Evolution, we now have weird and wonderful games like Lightning Baccarat to enjoy. Not to mention all the different side bets available at online casinos across the country.

These variants add exciting features to the base game, such as random multipliers. Many of them also offer stylish studio designs and high-quality dealers that enhance the overall experience as well.

Best Live Baccarat Variants Online

One of the best things about live dealer casinos is the sheer variety of innovative games they’ve produced. Let’s take a look at some of the most interesting baccarat variants available online in the US.

Play Live Dealer Punto Banco Baccarat

Baccarat used to involve multiple players competing against each other, with one serving as the banker. This original version of the game is called Chemin de Fer, but it’s rarely played today.

Instead, casinos took the basic rules and concept, turning them into a one-player game against the house. This is what we now call Punto Banco, and it’s the most common version of baccarat at any casino.

Sometimes known as American Baccarat, Punto Banco is usually played with a shoe containing six or eight decks.

Play Live Dealer Speed Baccarat

Most live casino suppliers offer a sped-up variant of their basic game, designed for action junkies like me. The core rules remain the same – card values, payouts, the object of the game – it’s just faster.

Take Evolution, for instance. Its standard game requires 48 seconds per round, from whenever betting begins until the result is known. However, its Speed Baccarat game takes just 27 seconds to complete.

The obvious benefit of this is a greater number of daily betting opportunities, with less waiting between hands. However, the reduced thinking time won’t suit everyone.

Play Live Dealer Baccarat Squeeze

There’s a long tradition in baccarat, especially in high-stakes brick-and-mortar casinos, of “squeezing” cards as they’re revealed. Instead of simply revealing the outcome as usual, dealers deliberately peel the edges back slowly, increasing the suspense.

Most live dealer casinos now offer a squeeze version of their standard baccarat game. The basic rules are otherwise identical – the only difference is in the reveal.

You’ll also find Control Squeeze variants, which put you in charge of the reveal. Digitized cards appear on screen, and you can do it yourself.

Play Live Dealer Lightning Baccarat

Evolution’s Lightning series of table games has forever changed live dealer casinos. The idea is simple – certain elements are randomly struck by lightning, offering multiplier boosts to affected players.

Launched in 2018, Lightning Roulette first introduced the concept, with baccarat following in 2020. Whereas the roulette game involves electrified numbers, Lightning Baccarat features up to five randomly-selected cards.

These Lightning Cards are assigned multipliers of up to 8x. Win a hand involving any of these, and your payout increases accordingly.

What Is No Commission Baccarat

Most forms of live dealer baccarat involve a 5% commission on banker bets. Instead of paying 1 to 1 like player bets, the returns are 0.95 to 1. However, most live casinos offer a version without this charge, typically referred to as No Commission Baccarat.

Consequently, the payout on winning banker bets becomes 1 to 1, but there’s a trade-off. If the winning score is exactly 6, payouts are halved. You’ll receive just 0.5 to 1 instead.

This also lends popularity to the Super 6 side bet, which is found in some live baccarat games. The idea is similar to insurance in blackjack – if the banker does score 6, your side bet wins.

The Evolution version pays 15:1.

Can I Play Live Dealer Baccarat For Free?

Unfortunately, it’s not possible to play live dealer baccarat for free.

Although many RNG casino games offer demo play, allowing you to enjoy the game without risk, that doesn’t usually apply to live casino products.

What Is The Best Free Baccarat Site To Play At

There are several different ways to play online baccarat for free. Our baccarat simulator, for instance, lets you play for as long as you like.

There’s no need to create an account, and you never have to spend a penny. Just load the page and enjoy the game.

We offer this so newcomers have a safe space in which to learn the game’s rules, payouts, and features.

Make your mistakes in a risk-free environment, build your confidence, and test out betting systems.

Then, once you’ve built up the confidence and experience, you’re free to hit the real money tables.

How To Choose The Best Live Dealer Baccarat Site

Wondering how we rate the best live baccarat casinos? Perhaps you’d like to do some research of your own?

• Live baccarat games. The obvious starting point when rating live dealer baccarat sites is to examine the number and quality of available games.
• Welcome bonus. Many players searching for new casinos are primarily concerned with the sign-up offer. We consider the terms and conditions, as well as the overall value.
• Mobile experience. User-friendliness and ease of access are essential factors. Nobody wants to play at a casino that provides a disappointing mobile experience.
• Payment and withdrawal methods. Without funds in your account, there are no live dealer baccarat games. Convenience and speed are top priorities, but also fees and limits.
• Customer support options. Every online casino offers a version of customer support, but only a select few make it a real priority for their customers.
• Total live dealer games. The size of the overall game selection is less crucial, but still an important indicator of a casino’s quality.

What Are The Rules For Live Baccarat?

The fundamental rules of baccarat are simple. You might not understand how the cards are distributed yet, but that’s okay – the dealer takes care of everything anyway.

All you need to do is bet, then watch as the cards are revealed and the result unfolds. Here’s how it all works:

1. It’s you against the house: Baccarat was a multiplayer game initially, but it evolved to become a player vs casino game, much like blackjack.
2. Place bets in the correct box: Once betting opens, you have three options – player, banker, or tie. Make your guess, then place your chips in the relevant box.
3. Two hands of two cards: After the betting window closes, the dealer gives both the player and banker two cards each, all turned face-up.
4. Third cards dealt: The dealer determines whether the player’s or banker’s hands require a third card. If so, these are distributed accordingly.
5. Closest to 9 wins the hand: All cards are worth their face value, so a 4 is worth four points. Aces score one and picture cards 10. Sum all of the cards to get the total score.
6. Use the second digit if 10+: If the total is more than nine, ignore the first digit and use only the second—for example, 4 and 9 total 13, producing a score of 3.

Understanding Live Dealer Baccarat Odds

So, what do you actually win if your bet comes in?

• Player. The return is 1:1, so a $10 bet returns $10 of profit. In a standard six-deck shoe, the player wins 44.62% of the time. The house edge is a friendly 1.24%.
• Banker. This bet wins most often, with a probability of 45.86% and the house edge is just 1.06%. However, remember that in a regular baccarat game, it only pays 0.95 to 1 due to the 5% commission.*
• Tie. The exact odds vary by game and casino, but they are usually around 8 or 9 to 1. It may seem ideal for those seeking a big payout, but it wins just 9.52% of the time. The house edge, depending on the exact payout, is a staggering 14.36%.

* If you’re playing a no-commission variant of baccarat, banker bets also pay 1 to 1. There’s a catch, though – if the winning score is exactly 6, most tables only pay 0.5 to 1, cutting your winnings in half. This increases the house edge to 1.46%.

Live Dealer Baccarat Strategies To Consider

A standard baccarat table only offers three bet types, so there’s not much room to strategize.

That said, each bet has its own house edge, meaning some are better than others in the long run. Additionally, there are two other important baccarat tips to consider.

1. Avoid the tie bet at all costs. The tie payout varies by casino, but it can be as low as 8 to 1, meaning a 14.36% house edge. Compared to the 1.24% and 1.06% of player and banker bets, this figure is crazy. There’s no need to bet tie, under any circumstances.
2. Play no commission baccarat. Find a casino offering a no-commission variant of the game. That way, banker bets pay 1 to 1 instead, with no 5% deduction. However, as a trade-off, you only receive half your bet if the banker wins with a total of 6.
3. Manage your money carefully. Proper bankroll management is essential for any casino game, and live dealer baccarat is no exception. Stick to your budget, set limits, and stick to them – don’t chase losses.

For the best online roulette strategies, we have you covered for that as well.

Baccarat Betting Systems Worth Trying

Since baccarat is a game of chance, no strategy can help you win. However, there are systems designed to manage your money, potentially helping preserve your bankroll – or grow it, if you’re lucky.

What Is The Martingale Betting System?

The simplest and most famous betting system, the Martingale, involves doubling your stake after a loss.

The mathematics guarantees an eventual win of one unit stake. However, in practice, this system has a significant flaw. During a long losing streak, you may hit the table limit or run out of money, leaving you unable to continue.

The Martingale is only a guarantee for those with an unlimited bankroll.

What Is The Paroli Betting System?

The Paroli is often referred to as the opposite of Martingale. Instead of doubling the stake after a loss, do so after every win. However, if you win three times in succession, return to the original stake.

Paroli is a more financially responsible progressive system. It seeks to lock in profits after short winning streaks, while minimizing losses.

What Is The Fibonacci Betting System?

This negative progression system relies upon the famous Fibonacci number sequence. After a loss, you’ll increase your stake based on the following number in the pattern. After a win, move back two numbers in the sequence.

Using the first eight numbers as an example, your bets would be $1, $1, $2, $3, $5, $8, $13, and $21.

How To Create an Account At Your Next Online Casino

It’s super easy to start playing live casino baccarat.

1. Pick a casino. Not sure where to start? That’s what our guide is for! Let me recommend PartyCasino for now – you can always sample a different site later.
2. Start to register. Look for a prominent button on the homepage, usually marked “Join now”, “Sign Up”, or “Register”. Click this to open the registration form.
3. Confirm your details. Supply basic info like your date of birth, address, and full name. Most sites require you to verify this with an ID document, such as your driver’s license.
4. Visit the cashier. Once your new account is up and running, you’ll need to fund it. Click the link to visit the cashier, often marked “Deposit”.
5. Select an option. Review the various deposit options and their respective limits. Decide what works best for you, click on it, then follow the on-screen instructions.
6. Browse the library. The deposit should be credited to your account instantly. Head straight to the casino lobby, browse the library of live dealer games, and start playing baccarat.