Buckle up for the post-apocalypse, but make it steampunk. Money Train 3 is Relax Gaming’s wildest slot yet, built for folks who want features, features, and (did I mention?) more features. On this page, you can jump into the entertaining Money Train 3 Simulator and try everything this slot offers without using real money bets. There are no ID checks or signups needed. Every spin is for fun: you get the full bonus round experience without wagering real cash, which means you can enjoy the chaos of the bonuses while simply exploring the mechanics.

I’ve played dozens of slot simulators on this site, and Money Train 3 stands out both for its futuristic grit and the performance of its bonus features. You’ll get hands-on with the Re-spin feature, the Money Cart Bonus, and the kind of big-multiplier mechanics that have earned this slot its reputation. If you want to explore more simulator slot games, there’s a slots simulator no registration hub with even more free offerings.

Read on if you want all the details: payout quirks, symbol values, how the bonus buys work, and even what to expect from the soundtrack. I’ll compare a few similar games in case you want more choices after trying this one. If you’re curious how Money Train 3’s theme stacks up, you might check out Ultimate Fire Link China Street for something different, or consider how the studios behind this and TED give each game its own twist. Everything you need to know is right here.

How Money Train 3 Simulator Works

At its core, Money Train 3 is a five-reel, four-row online slot built by Relax Gaming. These developers are responsible for some of the biggest modern slot franchises, with Money Train as their flagship. There are 40 fixed paylines, so every line is active from the start with no need to adjust.

The simulator lets you switch between bet levels instantly. Every symbol, bonus, and setting is there to experiment with and play around. If you’ve played any earlier Money Train titles, you’ll recognize that thrill when bonus symbols land. The difference here lies in the extras: random Re-spin triggers, persistent special symbols in the bonus, and the “bonus buy” feature (available in real casinos) for players who prefer not to wait for scatters.

• It reminds me a bit of Thunderstruck II. However, Money Train 3 goes further by layering features rather than focusing on free spin variety, and it’s about stacking powerful effects for big results.
• Feature Buy, Re-spin, and Money Cart bonuses create suspense that can spike quickly. Sometimes a feature triggers right after a “dead” spin, so the ups and downs can be pretty dramatic.
• I wish the simulator let me customize more advanced sound settings. Otherwise, it delivers the full experience.
• There’s no progressive jackpot available, but the maximum win of 100,000x your bet in the main bonus is Money Train 3’s headline payout.

If you like slots with high-variance bonus play and strong multipliers, check out Thunderstruck II as well. It’s from a different era, but both Money Train 3 and Thunderstruck II reward patience and deliver memorable bonus sequences.

Randomness, RTP & Volatility

About the return to player: Money Train 3 clocks in at a 96.1% RTP in normal mode and goes up to 96.5% when using the bonus buy features (which aren’t available in the simulator, but worth knowing). In simple terms, this is the theoretical long-term payout over many spins. In reality, sessions can swing widely in either direction over short play periods.

This slot is high volatility. In the simulator, that means you’ll often see stretches with small wins, then big jumps if a strong bonus triggers. For example, I played about 120 spins before hitting my first Money Cart Bonus, but also saw several quick bonus triggers in another session. This kind of streaky pattern is typical for games like this.

Every spin is random. Patterns do not develop, even if you see several bonuses close together or go through many near-misses. That unpredictability defines Money Train 3, similarly to games like Piggy Riches Megaways, although that title trends more toward medium volatility. If you prefer smoother sessions, you might try Piggy Riches Megaways for a more moderate ride.

It’s important to know the simulator produces outcomes with the same unpredictability as a real slot. Sometimes a large multiplier appears quickly. Other times, bonus features might seem elusive. These swings are just a function of randomness in slots.

Symbols, Wins & Payouts

Money Train 3 uses basic payline mechanics: match three or more symbols from the first reel for a payout. The card suit icons (blue diamond, green club, orange heart, red spade) are the low symbols. The four character icons (blue, green, orange, red) offer much higher payouts.

Low symbols generally pay 0.2x your bet for three matches, increasing to about 3x to 5x for five. The character symbols scale up: three in a row pays 0.5x to 0.8x your bet, and filling the line with five gives up to 20x.

Special symbols provide most of the excitement. The Gas Mask Wild can substitute for any symbol except the bonus, and it pays well on its own: three wilds reward 0.8x, four is 4x, and five is 20x your bet.

Bonus triggers keep the game lively. Land three or more bonus symbols (or golden persistent ones) anywhere to activate the Money Cart Bonus. In the simulator, this feature appears often enough to stay interesting, though sometimes you might wait a while between bonus rounds and at other times you’ll see several in a short span.

During the Money Cart Bonus, you start with three respins, and every new bonus or persistent symbol resets the counter. Each sticky symbol can show up to 10x your bet, and bonus effects can push this even higher. If you’re lucky and keep resetting the spin count, you can rack up dozens of sticky symbols. It’s a bit like chaining features in Thunderstruck II or chasing retriggers in other slots.

My best result in the simulator so far: a 247x win from a bonus with three persistent gold symbols on the second reel. It’s not my highest ever, but it’s certainly memorable. I haven’t seen a full screen retrigger yet, though there’s always another session waiting. If you enjoy chaining features, both Money Train 3 and Thunderstruck II have that “one more spin” excitement.

Money Train 3 Visuals & Design

Money Train 3 looks sharp, leaning into a steampunk aesthetic filled with pipes, cogs, and an industrial city in the background. The reels are framed with heavy mechanical details, giving a sturdy, weighty feel rather than a floaty one. Spinning the reels feels like operating an old train in an industrial depot, while bonus features and big wins are highlighted by punchy animations like exploding symbols.

What stands out is how busy the visuals are at first glance, but each symbol remains easy to spot. Bonus triggers pop, wilds stand out, and payline highlights make wins simple to track. The soundtrack mixes a low-key western style with modern tech beats, while sound cues help you track major events and big wins.

If you prefer bright, modern themes, games like Lucky Coins or Ultimate Fire Link China Street might appeal more: these focus on sleek, glossy visuals. Money Train 3, by contrast, aims for grit and detail. It’s clear what’s happening on every spin, but the design is built for those who enjoy a richly detailed, industrial-inspired environment.

For a more straightforward bonus structure, TED’s slot simulator is worth exploring. The interface is similarly user-friendly and less layered when it comes to bonus features, which some players may prefer.

Play Responsibly

The Money Train 3 Simulator is designed for entertainment and learning purposes only. Every spin delivers random outcomes, with no connection to real cash or prizes. Your experience here is all about exploring the game mechanics without using real money bets.

Simulators like this offer a safe way to explore slot features and test different bet sizes. You can experiment with “strategies” just for fun, but remember the outcomes here don’t predict or guarantee what will happen on a gambling website. If you do choose to play for real money elsewhere (whether at a legal local casino or a licensed online casino site), make sure to understand the risks involved and always play within your limits.

There’s detailed guidance available in the sweepstakes casino guide if you’re interested in legal sweepstakes casinos or alternatives. Ultimately, the Money Train 3 simulator gives you a playful environment to satisfy your curiosity. If you have questions about real-money play, check our casino guide for the latest regional rules and responsible play tips.

Money Train 3 Simulator FAQs

What is the Money Train 3 RTP?
Money Train 3 offers a 96.10% RTP in its standard mode and 96.50% when using features that boost bonus triggers. In the simulator, these percentages are for reference only since real outcomes vary with every session.

What bonus features does Money Train 3 have?
The highlights are the Money Cart Bonus with sticky and persistent gold symbols and a random Re-spin feature that can activate after any non-winning spin. The slot also includes wilds and four high-paying character symbols.

Does Money Train 3 Simulator have a jackpot?
There is no progressive jackpot in the simulator. The largest payout possible is a maximum win of 100,000x your bet, triggered if everything aligns in the Money Cart Bonus.

Can I change my bet level in the simulator?
Yes, the simulator allows you to adjust your bet level at any time within the available range, so you can see how the game plays at different stakes (without using real money bets).